Be Competitive with your Credit Score

If you’re thinking about buying a home, you may be surprised when you apply for your first mortgage. You suddenly find out your credit score is too low and your dream of owning a home seems to be disappearing. Unless you can find a way to raise your credit score, but how? Many first-time home buyers have faced this question. Even though interest rates are low, and money is available, first-time buyers find themselves being denied because their credit scores are too low.

The average credit score is 695. That leaves a significant number of Americans just under the 700-score threshold many banks require. The following are some tips on how to raise your credit score before beginning the application process.

Priority Tasks for Your Move

Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first.

Upcoming Events in August

Country Root & Cowboy Boots Josephine County Fair 104th Annual ~ Country Roots & Cowboy Boots Date: August 15, 2018 – August 18, 2018 Website:http://www.josephinecountyfairgrounds.com Update:  http://www.josephinecountyfairgrounds.com/p/other/283  August 15th ~ August 18th “Country Roots & Cowboy Boots” To enter your project into the Fair, check out the JoCo Fair 2018 Entry Guide books, located at the Fairgrounds Office, Grange, Chamber … Continued

Activities and Attractions in Eagle Point and White City

Eagle Point Golf Club With world class golfing the Eagle Point Golf Club provides a number of additional options for everyone. Featuring great overnight accommodations at the Chalet or spend your evening dinning at the Talon Grill, or if you looking to host a private event, the gold club is a great place to meet … Continued

Restaurants in Eagle Point and White City

Eagle Point Miguel’s Family Mexican Restaurant 10510 OR-62, Eagle Point, OR 97524  (541) 826-0614 Crackin’ & Stackin’ 177 Alta Vista Rd, Eagle Point, OR 97524 (541) 879-1113 Talon Restaurant 100 Eagle Point Dr, Eagle Point, OR 97524  (541) 826-4857 New Chan’s Palace 162 W Main St, Eagle Point, OR 97524 (541) 826-9656 Barbwire Grill 172 … Continued

WHY RENT?? When you can buy!

Did you know homes are able to be mortgaged with a credit score as low as 520, or 0% down in some cases? With so many lending options, shop around and find out why it’s better to buy!

A day in Ashland

A walk in Lithia Park: Lithia Park stretches 93 acres from the downtown plaza up canyon toward the headwaters of Ashland Creek on Mount Ashland. The forested park contains lawns, duck ponds, tennis courts, a sandpit volleyball court, picnic areas and playground equipment. Its name originates from lithium oxide which is found in the stream water. … Continued

Oregon Shakespeare Festival

  At OSF, there’s so much more to do than plays—we also offer insightful classes, talks, and immersive discussions to complement and enrich your experience of the art on our stages. If you’re here for an afternoon, sample a demonstration or discussion at a Festival Noons or Living Ideas event. And for students and teachers, OSF’s season is packed … Continued