Buying a home is an exciting experience, but it can feel a bit overwhelming if you don’t have the right information. Check out these helpful resources about the home buying process. When you’re ready, give The Venuti Group Inc. a call at 541-476-9616 to tour available homes in the Josephine County and Grants Pass areas.

Be Competitive with your Credit Score

Credit Score

If you’re thinking about buying a home, you may be surprised when you apply for your first mortgage. You suddenly find out your credit score is too low and your dream of owning a home seems to be disappearing. Unless you can find a way to raise your credit score, but how? Many first-time home buyers have faced this question. Even though interest rates are low, and money is available, first-time buyers find themselves being denied because their credit scores are too low.

The average credit score is 695. That leaves a significant number of Americans just under the 700-score threshold many banks require. The following are some tips on how to raise your credit score before beginning the application process.

Priority Tasks for Your Move

Moving Into a New Home

Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first.

WHY RENT?? When you can buy!

Buy or Rent My Next Home - What Makes More Financial Sense?

Did you know homes are able to be mortgaged with a credit score as low as 520, or 0% down in some cases? With so many lending options, shop around and find out why it’s better to buy!

6 Steps to Buying a Home

Six Steps to Buying a Home

Buying a home is an exciting milestone in life, but it can also be overwhelming to buyers who are unfamiliar with the process. Learning about what to expect can ease the stress and make the whole experience more enjoyable. Here are six important steps that ensure a smooth transaction. Know Your Credit Score If you’re … Continued

Closing Costs When Buying a Home

The finish line to completing the purchase of your own home is the closing That’s when the deal on your new home is complete and you become a homeowner. The final costs to you may be quite different from your lender’s original Loan Estimate. The closing process really starts when you have a signed purchase … Continued