Be Competitive with your Credit Score

If you’re thinking about buying a home, you may be surprised when you apply for your first mortgage. You suddenly find out your credit score is too low and your dream of owning a home seems to be disappearing. Unless you can find a way to raise your credit score, but how? Many first-time home buyers have faced this question. Even though interest rates are low, and money is available, first-time buyers find themselves being denied because their credit scores are too low.

The average credit score is 695. That leaves a significant number of Americans just under the 700-score threshold many banks require. The following are some tips on how to raise your credit score before beginning the application process.

WHY RENT?? When you can buy!

Did you know homes are able to be mortgaged with a credit score as low as 520, or 0% down in some cases? With so many lending options, shop around and find out why it’s better to buy!

A day in Ashland

A walk in Lithia Park: Lithia Park stretches 93 acres from the downtown plaza up canyon toward the headwaters of Ashland Creek on Mount Ashland. The forested park contains lawns, duck ponds, tennis courts, a sandpit volleyball court, picnic areas and playground equipment. Its name originates from lithium oxide which is found in the stream water. … Continued

Oregon Shakespeare Festival

  At OSF, there’s so much more to do than plays—we also offer insightful classes, talks, and immersive discussions to complement and enrich your experience of the art on our stages. If you’re here for an afternoon, sample a demonstration or discussion at a Festival Noons or Living Ideas event. And for students and teachers, OSF’s season is packed … Continued

Rafting and Activities in Shady Cove

McGregor Park and Visitor Center Highway 62, Trail, OR 97541 541-618-2200   Cole M. Rivers Fish Hatchery 200 Cole M Rivers Dr, Trail, OR 97541-9607 541-878-2235 myodfw.com/cole-m-rivers-hatchery-visitors-guide   The Fishin Hole Fly Shop 21873 Highway 62, Shady Cove, OR 97539-8715   Raft the Rogue Rentals 1165 Highway 62, Shady Cove, OR 97539-9715 541-878-3623 rafttherogue.com   Rapid Pleasure Rafting 7725 … Continued

Central Point Activities

Upper and Lower Table Rock About the Hike: Once a sanctuary for Takelma Indians, today these cliff-edged mesas near Medford are a haven for hikers and endangered wildflowers. Views from the cliffs extend across the Rogue River to the Siskiyous and the Cascades. Visit in spring to catch the best flower displays and to avoid summer’s … Continued

Upcoming Events in Grants Pass-May

Amazing May Five weeks of celebration in May usher in Summer to this great Northwest community. See what’s happening this month in the list below or visit the City of Grants Pass Event Calendar.   “The Fantasticks” Musical at Barnstormers Theatre Date: 5/5 & 5/6  7:30pm / 5/7  2pm Cost: $20 Location: Barnstormers Theatre, 112 Northeast … Continued

Gold Hill Amenities

Lodging: Lazy Acres Motel & RV Park 1550 2nd Ave. Restaurants & Dining: Patti’s Kitchen 505 2nd Ave Figaro’s Pizza 175 N 2nd Ave Rebel Roasters Coffee 339 2nd Avenue Markets Ray’s Food Place 868 2nd Ave Gold Hill Market & Deli 392 N 2nd St. Schools Gold Hill students are served by Central Point … Continued