Be Competitive with your Credit Score

If you’re thinking about buying a home, you may be surprised when you apply for your first mortgage. You suddenly find out your credit score is too low and your dream of owning a home seems to be disappearing. Unless you can find a way to raise your credit score, but how? Many first-time home buyers have faced this question. Even though interest rates are low, and money is available, first-time buyers find themselves being denied because their credit scores are too low.

The average credit score is 695. That leaves a significant number of Americans just under the 700-score threshold many banks require. The following are some tips on how to raise your credit score before beginning the application process.

WHY RENT?? When you can buy!

Did you know homes are able to be mortgaged with a credit score as low as 520, or 0% down in some cases? With so many lending options, shop around and find out why it’s better to buy!

A day in Ashland

A walk in Lithia Park: Lithia Park stretches 93 acres from the downtown plaza up canyon toward the headwaters of Ashland Creek on Mount Ashland. The forested park contains lawns, duck ponds, tennis courts, a sandpit volleyball court, picnic areas and playground equipment. Its name originates from lithium oxide which is found in the stream water. … Continued

Rafting and Activities in Shady Cove

McGregor Park and Visitor Center Highway 62, Trail, OR 97541 541-618-2200   Cole M. Rivers Fish Hatchery 200 Cole M Rivers Dr, Trail, OR 97541-9607 541-878-2235 myodfw.com/cole-m-rivers-hatchery-visitors-guide   The Fishin Hole Fly Shop 21873 Highway 62, Shady Cove, OR 97539-8715   Raft the Rogue Rentals 1165 Highway 62, Shady Cove, OR 97539-9715 541-878-3623 rafttherogue.com   Rapid Pleasure Rafting 7725 … Continued

Upcoming Events in Grants Pass- June

Grants Pass Balloon & Kite Festival 2018 Friday Jun 1, 2018 – Sunday Jun 3, 2018 … read more Grants Pass launches it’s Balloon & Kite Festival with a spectacular aerial show that features morning balloon flights, a 10,000 sf American Flag kite (bit.ly/megaflag), colorful giant kites in special shapes, food vendors and other kid-friendly activities, music and … Continued

Medford Food and Drinks

Dine where the locals dine! These are some of our favorite places to grab some grub when in Medford.

Central Point Activities

Upper and Lower Table Rock About the Hike: Once a sanctuary for Takelma Indians, today these cliff-edged mesas near Medford are a haven for hikers and endangered wildflowers. Views from the cliffs extend across the Rogue River to the Siskiyous and the Cascades. Visit in spring to catch the best flower displays and to avoid summer’s … Continued

Central Point Food and Drinks

Restaurants   Mary’s BBQ place 841 E Pine St Central Point, OR 97502 Phone number(541) 727-7079   Thai Garden  43 N 3rd St Central Point, OR 97502 Phone number(541) 727-7502   Touvelle Lodge  9367 Table Rock Rd Central Point, OR 97502 Phone number(541) 826-4855   Mazatlan Grill 1350 Plaza Blvd Central Point, OR 97502 Phone … Continued