Be Competitive with your Credit Score

If you’re thinking about buying a home, you may be surprised when you apply for your first mortgage. You suddenly find out your credit score is too low and your dream of owning a home seems to be disappearing. Unless you can find a way to raise your credit score, but how? Many first-time home buyers have faced this question. Even though interest rates are low, and money is available, first-time buyers find themselves being denied because their credit scores are too low.

The average credit score is 695. That leaves a significant number of Americans just under the 700-score threshold many banks require. The following are some tips on how to raise your credit score before beginning the application process.

Priority Tasks for Your Move

Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first.

WHY RENT?? When you can buy!

Did you know homes are able to be mortgaged with a credit score as low as 520, or 0% down in some cases? With so many lending options, shop around and find out why it’s better to buy!

Oregon Shakespeare Festival

  At OSF, there’s so much more to do than plays—we also offer insightful classes, talks, and immersive discussions to complement and enrich your experience of the art on our stages. If you’re here for an afternoon, sample a demonstration or discussion at a Festival Noons or Living Ideas event. And for students and teachers, OSF’s season is packed … Continued

Rafting and Activities in Shady Cove

McGregor Park and Visitor Center Highway 62, Trail, OR 97541 541-618-2200   Cole M. Rivers Fish Hatchery 200 Cole M Rivers Dr, Trail, OR 97541-9607 541-878-2235 myodfw.com/cole-m-rivers-hatchery-visitors-guide   The Fishin Hole Fly Shop 21873 Highway 62, Shady Cove, OR 97539-8715   Raft the Rogue Rentals 1165 Highway 62, Shady Cove, OR 97539-9715 541-878-3623 rafttherogue.com   Rapid Pleasure Rafting 7725 … Continued

Medford Schools, Services and Local Amenities

Medford is a blend of small town vibe with big city amenities. The convenience of local hospitals and large schools mixed with the local independent shoppes makes Medford a fantastic place to settle down.

Things to do in Medford

Medford’s Prescott Park While hiking and mountain biking, you can find several nature trails and lookout points at Prescott Park. Prescott Park starts from Roxy Ann Drive off of Hillcrest Road. The park totals 1740 acres of hiking and mountain biking trails, both paved and unpaved. This park is closed in rainy season and dry season. … Continued

Central Point Activities

Upper and Lower Table Rock About the Hike: Once a sanctuary for Takelma Indians, today these cliff-edged mesas near Medford are a haven for hikers and endangered wildflowers. Views from the cliffs extend across the Rogue River to the Siskiyous and the Cascades. Visit in spring to catch the best flower displays and to avoid summer’s … Continued